September 23, 2009
Posted: 06:00 AM ET
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This week's question comes from Carmen and Ray Zych in Des Plaines, IL.
One of the things that I'm concerned about is that we don't have enough money to put aside.
I currently have a Roth IRA through my employer, and my husband and I each have one through our bank. What we are trying to do is sort of play catch-up. So I work part-time at a second job, and most of that money I'm putting into a retirement fund.
My husband thinks that putting everything away is foolish because if you are saving and saving and saving, you are not enjoying your life now and he has a good point. We would like to get a small little house, live in a small little town and just quietly spend the rest of our life relaxing.
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