Clark Howard: Money Coach Diaries

Having trouble managing money? Do your money goals seem impossible? Clark Howard wants to help you! We're looking for individuals or families who are willing to be profiled on HLN. Those chosen will get money advice and information from Clark Howard.

This week's question comes from Will Hickey in Arlington, VA:

I'm concerned about retirement. I have a 401k from my old job that I never rolled over. I have a 401k from my current job, and then I've got a little bit of extra money that I'm setting aside to invest, but I don't know what to do with it.

I’m really hoping to get a push in the right direction because there are so many different terms and ways to invest out there, so many different ways people talk about planning for retirement. I’m hoping to have a plan or be able to get the pointers so that I can formulate a plan for my retirement.

I really don't feel confident in the amount I have invested right now. I would've started my 401k earlier, but in my 20s I wasn't paying attention. Now, I have to.

Hear Clark’s advice for Will this weekend at noon on HLN.

Do you need a Money Coach?  Send us an iReport video with your money questions and tell us why you need the Money Coach.